Bank · FDIC insured
PNC
A $609.8B bank, the 8th largest of 4,207, headquartered in Wilmington, DE, with 2,348 branches in 28 states. Best rates: CDs 4.25% APY.
PNC Carrot Score
75
Carrot Score
Higher than 39% of U.S. banks and credit unions
#94 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About PNC
PNC Bank, National Association is a subsidiary of The PNC Financial Services Group, Inc.
- Headquarters
- 222 Delaware Ave, Wilmington, DE 19801
- FDIC certificate
- 6384 ↗
Branches
2,348 branches in 28 states
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Texas
312 branchesPennsylvania
249 branchesOhio
212 branchesFlorida
196 branchesNew Jersey
174 branchesIllinois
141 branchesColorado
122 branchesMichigan
119 branchesMaryland
113 branchesNorth Carolina
100 branchesAlabama
91 branchesIndiana
79 branchesArizona
74 branchesKentucky
67 branchesCalifornia
56 branches
Riverside area · 20
- Canyon Lake Branch31740 Railroad Canyon Rd, Canyon Lake, CA 92587Directions
- Corona Branch195 W Ontario Ave, Corona, CA 92882Directions
- Desert Hot Springs Branch66565 Pierson Blvd, Desert Hot Springs, CA 92240Directions
- Grand Terrace Branch22729 Barton Rd, Grand Terrace, CA 92313Directions
- Hemet East Branch4100 E Florida Ave, Hemet, CA 92544Directions
- Hemet West Branch3989 W Florida Ave, Hemet, CA 92545Directions
- Idyllwild Branch54355 Ridgeview Dr, Idyllwild, CA 92549Directions
- Indio Branch81020 Us Highway 111, Indio, CA 92201Directions
- Sun City Branch28031 Bradley Rd, Menifee, CA 92586Directions
- Moreno Branch24010 Sunnymead Blvd, Moreno Valley, CA 92553Directions
- Murrieta Branch40780 California Oaks Rd, Murrieta, CA 92562Directions
- Ontario Superior Branch815 W Holt Blvd, Ontario, CA 91762Directions
- Palm Desert Branch72625 Highway 111, Palm Desert, CA 92260Directions
- Palm Springs Branch420 S Palm Canyon Dr, Palm Springs, CA 92262Directions
- Perris Branch211 E 4th St, Perris, CA 92570Directions
- Canyon Crest Branch5395 Canyon Crest Dr, Riverside, CA 92507Directions
- Hardman Center Branch5242 Arlington Ave, Riverside, CA 92504Directions
- Tyler / Riverside Branch3600 Tyler St, Riverside, CA 92503Directions
- Temecula Branch40440 Margarita Rd, Temecula, CA 92591Directions
- Temecula Creek Branch31117 Temecula Pkwy, Temecula, CA 92592Directions
San Francisco area · 7
- Burlingame Branch1801 El Camino Real, Burlingame, CA 94010Directions
- Concord Branch5100 Clayton Rd, Concord, CA 94521Directions
- Fremont Branch39350 Fremont Blvd, Fremont, CA 94538Directions
- Livermore Branch1887 1st St, Livermore, CA 94550Directions
- Redwood City Branch660 Woodside Rd, Redwood City, CA 94061Directions
- San Carlos Branch796 El Camino Real, San Carlos, CA 94070Directions
- Walnut Creek Branch1101 S California Blvd, Walnut Creek, CA 94596Directions
Stockton area · 7
- Escalon Branch3380 Mchenry Ave, Escalon, CA 95320Directions
- Vineyard Lodi Branch1150 W Kettleman Ln, Lodi, CA 95240Directions
- Manteca Branch201 N Main St, Manteca, CA 95336Directions
- March Lane Branch2287 W March Ln, Stockton, CA 95207Directions
- Parkwoods Branch2427 W Hammer Ln, Stockton, CA 95209Directions
- Stockton Main Street Branch202 N Hunter St, Stockton, CA 95202Directions
- Tracey Branch1070 N Tracy Blvd, Tracy, CA 95376Directions
San Diego area · 6
- Carlsbad Branch3231 Camino De Los Coches, Carlsbad, CA 92009Directions
- Oceanside Branch815 Mission Ave, Oceanside, CA 92054Directions
- Mika Mesa Branch10678 Westview Pkwy, San Diego, CA 92126Directions
- Rancho Bernardo Branch12405b Rancho Bernardo Rd, San Diego, CA 92128Directions
- San Ysidro Branch4558 Camino De La Plz, San Ysidro, CA 92173Directions
- Vista Branch961 S Santa Fe Ave, Vista, CA 92083Directions
Sacramento area · 4
- Elk Grove Branch9150 Elk Grove Florin Rd, Elk Grove, CA 95624Directions
- Lincoln Branch701 Sterling Pkwy, Lincoln, CA 95648Directions
- Roseville Branch8777 Sierra College Blvd, Roseville, CA 95661Directions
- Sacramento Branch2277 Watt Ave, Sacramento, CA 95825Directions
Modesto area · 3
- Modesto Lakes Branch2601 Oakdale Rd, Modesto, CA 95355Directions
- North Mchenry Branch3013 Mchenry Ave, Modesto, CA 95350Directions
- Turlock Branch1955 Geer Rd, Turlock, CA 95382Directions
Merced area · 2
- Atwater Branch1329 Broadway Ave, Atwater, CA 95301Directions
- Merced Branch3065 G St, Merced, CA 95340Directions
San Jose area · 2
- Campbell Branch70 W Hamilton Ave, Campbell, CA 95008Directions
- Sunnyvale Branch205 S Mathilda Ave, Sunnyvale, CA 94086Directions
Fresno area · 2
- Clovis Branch442 N Clovis Ave, Clovis, CA 93611Directions
- Fresno Branch1015 W Shaw Ave, Fresno, CA 93711Directions
Jackson area · 1
- Jackson Branch12200 Industry Blvd, Jackson, CA 95642Directions
Los Angeles area · 1
- Lynwood Branch10905 Atlantic Ave, Lynwood, CA 90262Directions
Sonora area · 1
- Sonora Branch13755 Mono Way, Sonora, CA 95370Directions
Georgia
54 branchesVirginia
51 branchesMissouri
27 branchesDelaware
25 branchesWisconsin
24 branchesDistrict of Columbia
19 branchesNew Mexico
12 branchesMassachusetts
10 branchesSouth Carolina
8 branchesTennessee
6 branchesNew York
5 branchesKansas
1 branchWest Virginia
1 branchWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.98% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.74% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.32% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $81 | $85 | — |
- CapitalLeverage ratio8.98%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.74%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.32%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$81Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of PNC are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.