Credit union · NCUA insured
Pittsburgh City Hall Employees Federal Credit Union Auto Loan Rates
Pittsburgh City Hall Employees Federal Credit Union auto loans start at 4.24% APR for a new vehicle and 4.24% for a used one. Rates checked October 16, 2026.
How Pittsburgh City Hall Employees Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Pittsburgh, PA, where Pittsburgh City Hall Employees Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Pittsburgh City Hall Employees Federal Credit Union
4.24%APR
- Terms
- up to 60 months
- Discount
- None included
Car Loans
Lowest rate
Western PA FCU
3.64%APR
- Terms
- 49–60 months
- Discount
- Included in the rate
2nd-lowest rate
FirstEnergy Choice FCU
1.99%APR
- Terms
- 37–72 months
- Discount
- Included in the rate
Pittsburgh City Hall Employees Federal Credit Union auto loan score
93
Auto loan score
Higher than 94% of U.S. banks and credit unions
- New vehicleNew4.24%
- Used vehicleUsed4.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Pittsburgh City Hall Employees Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Car Loans
Rates may vary based on credit score. Older Models (over 7 years) add 3.00% to the published older model rates.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 3.99% | Model Year Range: 2026 & 2025. |
| up to 60 months | 4.24% | Model Year Range: 2026 & 2025. |
| up to 72 months | 4.74% | Model Year Range: 2026 & 2025. |
| up to 84 months | 5.24% | Model Year Range: 2026 & 2025. |
| up to 48 months | 7.24% | Model Year Range: 2024 & 2023. |
| up to 60 months | 7.49% | Model Year Range: 2024 & 2023. |
| up to 72 months | 7.74% | Model Year Range: 2024 & 2023. |
| up to 48 months | 7.99% | Model Year Range: 2022 & 2021. |
| up to 60 months | 8.24% | Model Year Range: 2022 & 2021. |
| up to 36 months | 10.99% | Model Year Range: 2018 & Older. Older Models (over 7 years) add 3.00% to older model rates. |
Sources (1)
- pche-fcu.org/loan-rates · captured Oct 7, 2026
Who can join Pittsburgh City Hall Employees Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Full Time and Permanent Part Time employees of the City of Pittsburgh, Pittsburgh Municipal Pension Funds, Pittsburgh Water & Sewer Authority, Pittsburgh Parking Authority, Sports and Exhibition Authority, and Retired Pensioners are eligible for membership.
Family and household
- Immediate family members of eligible employees or retired pensioners of qualifying entities are eligible for membership.
Cost to join
- A minimum of $25 is needed to open an account.
Membership information collected October 5, 2026.