Credit union · NCUA insured
PHI Federal Credit Union
A $4.9M credit union headquartered in Lafayette, LA, with 816 members and 1 branch in Louisiana.
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About PHI Federal Credit Union
Chartered in 1975 by employees of PHI Inc., PHI Federal Credit Union is a federally chartered credit union based in Lafayette, Louisiana.
After opening its current facility in 1990 near the Lafayette PHI facility, the credit union serves over 1,500 members worldwide.
- Headquarters
- 714 E Kaliste Saloom Rd Ste A3, Lafayette, LA 70508-2529
- NCUA charter
- 21879
Branches
1 branch in Louisiana
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Louisiana
1 branch
- Main OfficeMain office714 E Kaliste Saloom Rd Ste A3, Lafayette, LA 70508Directions
Walk-in offices from the NCUA directory as of June 30, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Adequately capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 6.97% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.00% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.59% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $69 | $59 | — |
- CapitalNet worth ratio6.97%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.00%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.59%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$69Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of PHI Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.