Credit union · NCUA insured
PFCU Auto Loan Rates
PFCU auto loans start at 5.44% APR for a new vehicle and 5.44% for a used one. Rates checked October 16, 2026.
How PFCU’s auto loan rates compare
Compared with banks and credit unions near Grand Rapids, MI, where PFCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
PFCU
5.44%APR
Vehicle Loan
Lowest rate
Meijer Credit Union
4.24%APR
2nd-lowest rate
GR Consumers Credit Union
4.25%APR
PFCU auto loan score
75
Auto loan score
Higher than 40% of U.S. banks and credit unions
- New vehicleNew5.44%
- Used vehicleUsed5.44%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where PFCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Vehicle Loan
Rate may vary based on credit worthiness, term of loan, and age of collateral. All loans subject to approval. Rates subject to change. Membership eligibility and a minimum $5 membership share deposit are required for credit union membership. No processing or closing fee.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.44% | — |
Sources (3)
All captured Oct 16, 2026
Who can join PFCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.