Credit union · NCUA insured
Peoria Bell Credit Union Auto Loan Rates
Peoria Bell Credit Union auto loans start at 4.50% for a used one. Rates checked October 16, 2026.
How Peoria Bell Credit Union’s auto loan rates compare
Compared with banks and credit unions near Peoria, IL, where Peoria Bell Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Peoria Bell Credit Union
– –
- Terms
- —
No ongoing APR published
Lowest rate
Cooperative Choice Network Credit Union
3.74%APR
- Terms
- up to 60 months
2nd-lowest rate
Peoria Hiway CU
4.25%APR
- Terms
- —
Peoria Bell Credit Union auto loan score
85
Auto loan score
Higher than 69% of U.S. banks and credit unions
- Used vehicleUsed4.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Peoria Bell Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto
Loan rates are subject to change without notice. Rates are based on the FICO score on credit report.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 4.00% | 2025, 2026, 2027 models (up to two years old). As low as rate based on FICO score. |
Used Auto
Loan rates are subject to change without notice. Rates are based on the FICO score on credit report.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 4.25% | 2024 - 2023 models (3-4 years old). As low as rate based on FICO score. |
| up to 72 months | 4.50% | 2022 - 2021 models (5-6 years old). As low as rate based on FICO score. |
| up to 72 months | 5.50% | 2020 - 2017 models (7-10 years old). As low as rate based on FICO score. |
| up to 36 months | 6.50% | 2016 - 2012 models (11-15 years old). As low as rate based on FICO score. |
Who can join Peoria Bell Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- People who live or work in the Pioneer Park area of Peoria, Illinois bordered by Pioneer Parkway, Knoxville, Route 6 and Allen Road are eligible for membership.
Employers and groups
- Employees working in Bloomington, Canton, Delavan, Farmington, Fiatt, Hanna city, Harding, Ipava, Kewanee, La Salle, Lewiston, Oglesby, Peoria, Plano, San Jose, Spring Bay and Utica, Illinois of companies who can trace their roots back to the "Bell System" are eligible for membership.
Family and household
- Immediate family members of original members are eligible for membership.
- Family members of people who work or live in the Pioneer Park area of Peoria, Illinois are eligible to join the credit union.
Cost to join
- A minimum deposit of $5 in a share savings account is required to join and maintain membership.
Membership information collected October 5, 2026.