Bank · FDIC insured
Peoples State Bank CD Rates
Peoples State Bank’s best CD rate is 3.63% APY on a 6-month CD. Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Peoples State Bank’s CD rates compare
Compared with banks and credit unions near Minot, ND, where Peoples State Bank has the most branches. $10,000, best rate first.
This bank’s best
Peoples State Bank
3.63%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $180
Certificates of Deposit (CDs)
Top rate
Aspire Credit Union
4.35%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $435
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Peoples State Bank CD score
78
CD score
Higher than 47% of U.S. banks and credit unions
- 3–8 months3–8 mo3.63%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo3.25%
- 31–60 months31–60 mo3.50%
- QualifiedQualified3.63%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Peoples State Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 3.63%APY · 6 terms
A penalty may be imposed for early withdrawal on any CD.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| UnknownInterest paid at maturity | 3.29% | $0 |
| 6 monthsInterest paid at maturity | 3.63% | $180 |
| 12 monthsInterest compounded at Maturity | 3.50% | $350 |
| 24 monthsInterest compounded Annually | 3.25% | $661 |
| 36 monthsInterest compounded Annually | 3.25% | $1,007 |
| 60 monthsRaise Your Rate one time during term of CD - available 60 month term only. Interest compounded Annually | 3.50% | $1,877 |
Sources (2)
All captured Sep 19, 2026
Special-purpose accounts
Individual Retirement Accounts (IRAs)
Up to 3.63%APY · 6 terms
Traditional and Roth IRAs treated as a certificate of deposit. A penalty may be imposed for early withdrawal on any CD.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| UnknownInterest paid at maturity | 3.29% | $0 |
| 6 monthsInterest paid at maturity | 3.63% | $180 |
| 12 monthsInterest compounded at Maturity | 3.50% | $350 |
| 24 monthsInterest compounded Annually | 3.25% | $661 |
| 36 monthsInterest compounded Annually | 3.25% | $1,007 |
| 60 monthsRaise Your Rate one time during term of CD - available 60 month term only. Interest compounded Annually | 3.50% | $1,877 |
Sources (2)
All captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.