Bank · FDIC insured
Peoples Bank Auto Loan Rates
Peoples Bank auto loans start at 7.65% APR for a new vehicle and 7.65% for a used one. Rates checked October 22, 2026.
How Peoples Bank’s auto loan rates compare
Compared with banks and credit unions near Bellingham, WA, where Peoples Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Peoples Bank
7.65%APR
- Terms
- up to 84 months
- Up to
- 10.49% APR
Auto Loans
Lowest rate
WECU
4.34%APR
- Terms
- —
- Up to
- 23.99% APR
2nd-lowest rate
WestEdge Credit Union
4.74%APR
- Terms
- up to 108 months
- Up to
- 17.99% APR
Peoples Bank auto loan score
61
Auto loan score
Higher than 3% of U.S. banks and credit unions
- New vehicleNew7.65%
- Used vehicleUsed7.65%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Peoples Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 7.65%–10.49% | New (0-3 Years); terms up to 84 months depending on minimum loan amount and age of collateral (not all terms available for vehicles older than 10 years); minimum loan amount as low as $5,000; lowest APR based on establishing automatic payment from checking or savings (add 1% for non-automatic payments); subject to credit approval; evidence of insurance required; sample payment $403.58/month based on $20,000 for 60 months. |
| up to 84 months | 7.90%–10.74% | Used (4-9 Years); terms up to 84 months depending on minimum loan amount and age of collateral (not all terms available for vehicles older than 10 years); minimum loan amount as low as $5,000; used car financing available for cars up to 10 years old; lowest APR based on establishing automatic payment from checking or savings (add 1% for non-automatic payments); subject to credit approval; evidence of insurance required; sample payment $405.97/month based on $20,000 for 60 months. |
Sources (2)
All captured Oct 22, 2026
Opening an account
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