Bank · FDIC insured
Peoples Bank Credit Card Rates
Peoples Bank credit cards start at 16.25% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Peoples Bank’s credit card rates compare
Compared with banks and credit unions near Sioux City, IA-NE-SD, where Peoples Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Peoples Bank
16.25%APR
Personal Visa Credit Card
Lowest rate
Telco Triad Community Credit Union
8.90%APR
2nd-lowest rate
Siouxland Federal Credit Union
9.49%APR
Peoples Bank credit card score
61
Credit card score
Higher than 4% of U.S. banks and credit unions
- Purchase APRPurchase APR16.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Peoples Bank ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Personal Visa Credit Card
Non-variable rate. Annual Percentage Rate will not increase during the first year of account opening. Account may only be used for personal, family, or household purposes.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.25% | None | APR of 16.25% applies to purchases, balance transfers, and cash advances (monthly periodic rate is 1.3542%). Non-variable rate. |
Sources (2)
- peoples-ebank.com/personal/lending/credit-card
- peoples-ebank.com/personal/len…ard-terms-and-conditions
All captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.