Bank · FDIC insured
Peoples Bank Credit Card Rates
Peoples Bank doesn’t publish an ongoing APR for its credit cards, only a 6-month introductory rate. Rates checked October 22, 2026.
How Peoples Bank’s credit card rates compare
Compared with banks and credit unions in North Carolina, where Peoples Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Peoples Bank
– –
No ongoing APR published
Lowest rate
Nucor Employee's Credit Union
8.75%APR
2nd-lowest rate
CS Credit Union
8.90%APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Consumer Value Credit Card
Must be of legal age to apply.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory Rate for your first 6 months. |
No ongoing APR is published for this card, only the rate above.
Sources (2)
- peoplesbanknc.com/Personal/Loa…it/Personal-Credit-Cards
- peoplesbanknc.com/Personal/Loa…nsumer-Value-Credit-Card
All captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.