Bank · FDIC insured
Peoples Bank CD Rates
A $529.6M bank headquartered in Clive, IA, with 8 branches in Iowa.
How Peoples Bank’s CD rates compare
Compared with banks and credit unions near Des Moines, IA, where Peoples Bank has the most branches. $10,000, best rate first.
This bank’s best
Peoples Bank
4.20%APY
- Term
- 27 months
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000
- $970
27 Month CD
Top rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000
- $2,612
2nd-highest rate
Union State Bank
4.61%APY
- Term
- 27 months
- Requires
- Another account
- Minimum
- —
- Earns on $10,000
- $1,067
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
27 Month CD
4.20%APY · 1 term
Public funds, brokered deposits and institutional deposits are not eligible. Penalty may be imposed for early withdrawal. Fees may reduce earnings.
| Term | APY · $1,000 and up | APY · $5,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 27 months | — | 4.20% | 4.20% | $970 |
| 27 monthsFor customers 19 and under | 4.20% | — | 4.20% | $970 |
Sources (1)
- mypeoples.bank/personal/cds-iras · captured Oct 16, 2026
15 Month Bump CD
4.10%APY · 1 term
One-time option to increase rate during initial term based on special term CD within 6 months of remaining term. At maturity auto-renews to a 12 month CD. Public funds, brokered deposits and institutional deposits are not eligible. Penalty may be imposed for early withdrawal. Fees may reduce earnings.
| Term | APY · $1,000 and up | APY · $5,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 15 months | — | 4.10% | 4.10% | $515 |
| 15 monthsFor customers 19 and under | 4.10% | — | 4.10% | $515 |
Sources (1)
- mypeoples.bank/personal/cds-iras · captured Oct 16, 2026
10 Month CD
4.00%APY · 1 term
Public funds, brokered deposits and institutional deposits are not eligible. Penalty may be imposed for early withdrawal. Fees may reduce earnings.
| Term | APY · $1,000 and up | APY · $5,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 10 months | — | 4.00% | 4.00% | $332 |
| 10 monthsFor customers 19 and under | 4.00% | — | 4.00% | $332 |
Sources (1)
- mypeoples.bank/personal/cds-iras · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.