Credit union · NCUA insured
Pelican Credit Union Auto Loan Rates
Pelican Credit Union auto loans start at 6.33% APR for a new vehicle and 6.33% for a used one. Rates checked October 16, 2026.
How Pelican Credit Union’s auto loan rates compare
Compared with banks and credit unions near Baton Rouge, LA, where Pelican Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Pelican Credit Union
6.33%APR
- Terms
- up to 84 months
Auto Loans
Lowest rate
Formation Credit Union
3.15%APR
- Terms
- up to 72 months
2nd-lowest rate
Baton Rouge City Parish Employees FCU
3.99%APR
- Terms
- up to 84 months
Pelican Credit Union auto loan score
64
Auto loan score
Higher than 11% of U.S. banks and credit unions
- New vehicleNew6.33%
- Used vehicleUsed6.33%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Pelican Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Finance new or used vehicles. Terms up to 90 months. Up to 130% Loan to Value. No maximum loan amount. No prepayment penalties.
| Terms | APR | Conditions |
|---|---|---|
| up to 90 months | 3.99% | Rates as low as 3.99% APR. Finance new or used vehicles. Terms up to 90 months. Up to 130% Loan to Value. |
| up to 84 months | 6.33% | Rates as low as 6.325% APR. The same competitive rate applies regardless of vehicle age. Terms up to 84 months. |
Sources (3)
- pelicancu.com
- pelicancu.com/borrow/vehicle-loans
- pelicancu.com/borrow/vehicle-loans/auto-motorcycle-loans
All captured Oct 16, 2026
Motorcycle Loans
New and used motorcycles eligible. Up to 110% Loan to Value. Fast approvals, no prepayment fees.
| Terms | APR | Conditions |
|---|---|---|
| — | 9.20% | Rates as low as 9.20% APR. New and used motorcycles eligible. Up to 110% Loan to Value. Fast approvals, no prepayment fees. |
Sources (2)
All captured Oct 16, 2026
Who can join Pelican Credit Union
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