Credit union · NCUA insured
Patterson Federal Credit Union Auto Loan Rates
Patterson Federal Credit Union auto loan rates start at 2.99% APR. Rates checked October 22, 2026.
How Patterson Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions in Arkansas, where Patterson Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Patterson Federal Credit Union
– –
- Terms
- —
No ongoing APR published
Lowest rate
Multi-States Credit Union
3.49%APR
- Terms
- up to 84 months
2nd-lowest rate
Telcoe Federal Credit Union
3.74%APR
- Terms
- up to 84 months
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New and Used Auto Loans
Membership eligibility required. Relationship discounts available on loans. Financing available for new, used, or refinanced vehicles.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 2.99% | Valid for 48-month term for new- 2024 vehicle models. Applies to loans not already financed at PFCU. Subject to credit application, report, score, and collateral. $75 loan processing fee. |
Who can join Patterson Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in Clark, Dallas, Hot Spring, Montgomery, Nevada, Ouachita, or Pike County, Arkansas is eligible to join.
Family and household
- Immediate family members (spouse, child, stepchild, sibling, parent, grandparent, or grandchild) of eligible persons in the designated Arkansas counties are eligible to join.
Cost to join
- An opening deposit of at least $25 to a share/savings account is required upon joining.
Membership information collected October 4, 2026.