Credit union · NCUA insured
Patterson Federal Credit Union
A $37.5M credit union headquartered in Arkadelphia, AR, with 3,918 members and 1 branch in Arkansas.
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Patterson Federal Credit Union
Patterson Federal Credit Union was chartered in 1957 to serve employees of Reynolds Metal Company working in Gum Springs, Arkansas.
The credit union converted to a community charter for Clark County in 2007 and expanded in 2025 to include six additional Arkansas counties.
As a member-owned financial cooperative, it operates branch locations in Arkadelphia and Glenwood, Arkansas.
- Headquarters
- 124 WP Malone Dr, Arkadelphia, AR 71923
- NCUA charter
- 11902
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in Clark, Dallas, Hot Spring, Montgomery, Nevada, Ouachita, or Pike County, Arkansas is eligible to join.
Family and household
- Immediate family members (spouse, child, stepchild, sibling, parent, grandparent, or grandchild) of eligible persons in the designated Arkansas counties are eligible to join.
Cost to join
- An opening deposit of at least $25 to a share/savings account is required upon joining.
Branches
1 branch in Arkansas
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Arkansas
1 branch
- Main OfficeMain office124 WP Malone Dr, Arkadelphia, AR 71923Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 17.54% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.08% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 2.30% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $83 | $59 | — |
- CapitalNet worth ratio17.54%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.08%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets2.30%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$83Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Patterson Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.