Credit union · NCUA insured
Patent and Trademark Office CU Credit Card Rates
Patent and Trademark Office CU credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Patent and Trademark Office CU’s credit card rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Patent and Trademark Office CU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Patent and Trademark Office CU
8.90%APR
- Up to
- —
VISA Platinum
Lowest rate
American Broadcast Employees FCU
6.99%APR
- Up to
- —
2nd-lowest rate
IDB Global Federal Credit Union
7.00%APR
- Up to
- 18.00% APR
Patent and Trademark Office CU credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Patent and Trademark Office CU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Classic
No annual fee. Same low rate for cash advances. Amount financed up to $5,000.00. Reviewed annually.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.90% | None | Fixed rate. Reviewed annually. Rate applies to qualified borrower. |
Sources (3)
All captured Oct 7, 2026
VISA Gold
No annual fee. Same low rate for cash advances. Amount financed up to $10,000.00. Reviewed annually.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90% | None | Fixed rate. Reviewed annually. Rate applies to qualified borrower. |
Sources (3)
All captured Oct 7, 2026
VISA Platinum
No annual fee. Same low rate for cash advances. Amount financed up to $15,000.00. Reviewed annually.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | Fixed rate. Reviewed annually. Rate applies to qualified borrower. |
Sources (3)
All captured Oct 7, 2026
VISA Secured
Secured by shares. $5,000.00 maximum amount financed. No annual fee. Same low rate for cash advances. Reviewed annually.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.90% | None | Secured by shares. Fixed rate. Reviewed annually. Rate applies to qualified borrower. |
Sources (3)
All captured Oct 7, 2026
Who can join Patent and Trademark Office CU
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees of the Patent & Trademark Office are eligible for membership.
- Employees of the National Science Foundation are eligible for membership.
- Persons retired from the Patent & Trademark Office and the National Science Foundation are eligible for membership.
- All contractors for the Patent & Trademark Office and the National Science Foundation are eligible for membership.
Family and household
- Family members of current members related by blood or marriage are eligible for membership.
- Family members of eligible non-members are eligible for membership.
1 more way to join
Other ways
- Organizations of primary share accountholders are eligible for membership.
Cost to join
- A deposit of $25.00 to the primary share account is required upon opening membership.
Membership information collected October 4, 2026.