Credit union · NCUA insured
Parlin Dupont FCU Auto Loan Rates
Parlin Dupont FCU auto loans start at 5.49% APR for a new vehicle and 5.49% for a used one. Rates checked October 22, 2026.
How Parlin Dupont FCU’s auto loan rates compare
Compared with banks and credit unions near New York, NY-NJ, where Parlin Dupont FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Parlin Dupont FCU
5.49%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
New Car Loans
Lowest rate
Westchester Schools FCU
2.90%APR
- Terms
- up to 72 months
- Discount
- None included
2nd-lowest rate
PSFCU
3.50%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Parlin Dupont FCU auto loan score
72
Auto loan score
Higher than 31% of U.S. banks and credit unions
- New vehicleNew5.49%
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Parlin Dupont FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
End of Lease Buyouts
All loans rate are based on members credit score.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.99% | Rates as low as 4.99% apr. |
New Car Loans
All rates reflect an A FICO Credit Score of 680 or higher and a 1.00% reduction for automatic payment. Rates may be higher for lower credit scores. All loans granted based on credit worthiness and debt ratio. To be eligible for a loan you must have the equivalent of one loan payment or $100 (whichever is greater), secured in your account, up to a maximum of $500.00, for the life of the loan. Secured Shares may be built up over a period of time. Vehicle Title with Parlin DuPont EFCU listed as lienholder required as security for the loan. Vehicle Collateral Insurance is required with Parlin Dupont EFCU listed as loss payee for the life of the loan. Loan amount can be up to the listed purchased price on the dealers Order Sheet (including tax, warranty, fees, etc.). For qualified individuals, new auto loans over $20,000 can have a payback of up to 84 months.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.99% | Reflects A FICO score of 680 or higher and 1.00% reduction for automatic payment. |
| up to 48 months | 4.99% | Reflects A FICO score of 680 or higher and 1.00% reduction for automatic payment. |
| up to 60 months | 5.49% | Reflects A FICO score of 680 or higher and 1.00% reduction for automatic payment. |
| up to 72 months | 5.99% | Reflects A FICO score of 680 or higher and 1.00% reduction for automatic payment. |
| up to 84 months | 6.49% | For qualified individuals, new auto loans over $20,000 can have a payback of up to 84 months. Reflects A FICO score of 680 or higher and 1.00% reduction for automatic payment. |
Used Car Loans
All rates reflect an A FICO Credit Score of 680 or higher and a 1.00% reduction for automatic payment. Rates may be higher for lower credit scores. All loans granted based on credit worthiness and debt ratio. To be eligible for a loan you must have the equivalent of one loan payment or $100 (whichever is greater), secured in your account, up to a maximum of $500.00, for the life of the loan. Secured Shares may be built up over a period of time. Vehicle Title with Parlin DuPont EFCU listed as lienholder required as security for the loan. Vehicle Collateral Insurance is required with Parlin Dupont EFCU listed as loss payee for the life of the loan. The maximum loan with a Bill of Sale as security is the average Retail value of the car, plus extras as shown in the official JD Power Used Car Guide Book. Age of car will determine maximum loan term.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.99% | Age of car determines maximum loan term (36 Months < 7 Years Old). Reflects A FICO score of 680 or higher and 1.00% reduction for automatic payment. |
| up to 48 months | 4.99% | Age of car determines maximum loan term (48 Months < 5 Years Old). Reflects A FICO score of 680 or higher and 1.00% reduction for automatic payment. |
| up to 60 months | 5.49% | Age of car determines maximum loan term (60 Months < 3 Years Old). Reflects A FICO score of 680 or higher and 1.00% reduction for automatic payment. |
| up to 72 months | 5.99% | Reflects A FICO score of 680 or higher and 1.00% reduction for automatic payment. |
Who can join Parlin Dupont FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Open to employees of The E.I. DuPont Company Inc. located in Parlin, NJ.
- Open to employees of Sardo & Sons Co. Inc. in Parlin.
- Open to employees of M&L Power Systems.
- Open to employees of Chemours.
Military, government and schools
- Open to employees/members of Sayreville Education Association.
- Open to employees of South Amboy Board of Education.
10 more ways to join
Military, government and schools
- Open to Borough of Sayreville Municipal Employees.
- Open to employees of Sayreville Police Department.
- Open to employees/members of Sayreville Fire Department.
- Open to employees/members of Sayreville First Aid/EMS.
- Open to City of South Amboy Employees.
- Open to employees of South Amboy Police Department.
- Open to employees/members of South Amboy Fire Department.
- Open to employees/members of South Amboy First Aid.
Family and household
- Open to family members of employees and members of eligible employer and organizational sponsor groups.
Other ways
- Open to employees/members of Madison Park First Aid.
Membership information collected October 5, 2026.