Bank · FDIC insured
Park State Bank Credit Card Rates
Park State Bank credit cards start at 13.75% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Park State Bank’s credit card rates compare
Compared with banks and credit unions near Duluth, MN-WI, where Park State Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Park State Bank
13.75%APR
- Up to
- —
Visa® Rewards Gold Credit Card
Lowest rate
Minnesota Power Employee Credit Union
7.90%APR
- Up to
- 15.90% APR
2nd-lowest rate
North Star Credit Union
7.90%APR
- Up to
- —
Park State Bank credit card score
64
Credit card score
Higher than 12% of U.S. banks and credit unions
- Purchase APRPurchase APR13.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Park State Bank ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa® Rewards Gold Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.75% | None | Variable APR based on the Prime Rate. Rate is based on creditworthiness. |
Sources (1)
- parkstatebank.com/visa-rewards-gold-credit-card · captured Oct 7, 2026
Visa® Rewards Platinum Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.75% | None | Variable APR based on the Prime Rate. Rate is based on creditworthiness. |
Sources (1)
- parkstatebank.com/visa-rewards-platinum-credit-card · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.