Pantex Federal Credit Union Credit Card Rates

How Pantex Federal Credit Union’s credit card rates compare

Compared with banks and credit unions near Borger, TX, where Pantex Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.

Credit card score

Higher than 43% of U.S. banks and credit unions

By rate

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

Where Pantex Federal Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Applies to	APR	Annual fee	Conditions
Ongoing	11.00%	None	Credit line up to $5,000. 25-day grace period on purchases. Revolving terms.

Sources (1)

This may be incomplete or out of date, so check with the credit union before you apply.

Persons who live, work, worship, volunteer or attend school in and businesses and other legal entities in the area within the city limits of Amarillo inside of Potter County.
Persons who live, work, worship, volunteer, or attend school in and businesses and other legal entities within Hutchinson County.
Persons who live, work, worship, volunteer, or attend school in and businesses and other legal entities within the southern city limits of Pampa, Tx in Gray County.

Employees of American Fertilizer & Chemical Company who work at Henderson, Colorado.
Employees of Anadarko Petroleum who work in Hutchinson County.
Employees of specified entities (Agrium, Inc., Golden Plains Community Hospital, H.B. Zachry Company, J.M. Huber Corporation, Engineered Carbons, Inc., Sid Richard Carbon and Gasoline Company) who work in Borger, TX.

13 more ways to join

Management or supervisory employees of construction or maintenance firms who work under contract with Phillips Petroleum Company or J.M. Huber/ECI Companies in Hutchinson County or Beaver or Texas Counties of Oklahoma.
Employees of this credit union.
Employees of DCP (f.k.a. Duke Energies) who work in Texas, New Mexico, or Beaver or Texas counties of Oklahoma.
Employees of HydroChem Industrial who work at the Phillips Refinery.
Employees of United Supermarkets, G.P. Guinn Trucking, Inc., Country Chevrolet, Spradling, Inc., Gasket and Packings, Inc., AMECO, or Harvey Tire Company who work in Borger.
Employees of Phillips Petroleum Company and Phillips Pipeline Company who work in Beaver and Texas counties of Oklahoma, and Natrona and Converse counties in Wyoming.
Employees of Phillips Petroleum Company who work in Alaska, or at designated plants in Nebraska, Washington, or Ohio.
Employees of Phillips Petroleum Company who work in Texas or New Mexico, including designated Borger Strategic Business Unit and Philtex/Ryton Complex employees.
Members of Local Union #463 in Borger, Texas.

Employees of specified political subdivisions of the State of Texas (The City of Borger, The City of Fritch, The City of Panhandle, The City of Stinnett, Hutchinson County, Hutchinson County Appraisal District).

Persons retired from all the above-mentioned employment.
Spouses of persons who died while within the field of membership of this credit union.

Membership information collected October 5, 2026.