Credit union · NCUA insured
Pacific NW Federal Credit Union Credit Card Rates
Pacific NW Federal Credit Union credit cards start at 12.24% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Pacific NW Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Portland, OR-WA, where Pacific NW Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Pacific NW Federal Credit Union
12.24%APR
- Up to
- 18.00% APR
Cash Awards Visa Credit Card
Lowest rate
Rivermark Community Credit Union
8.90%APR
- Up to
- 19.90% APR
2nd-lowest rate
Point West Credit Union
8.95%APR
- Up to
- —
Pacific NW Federal Credit Union credit card score
71
Credit card score
Higher than 29% of U.S. banks and credit unions
- Purchase APRPurchase APR12.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Pacific NW Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cash Awards Visa Credit Card
PNWFCU membership required. Open to those who live, worship, attend school, work, or regularly conduct business in Clackamas, Columbia, Hood River, Multnomah, Washington, or Yamhill Counties in Oregon, or Clark and Skamania Counties in Washington, as well as businesses and other legal entities located in those counties.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.24%–18.00% | None | Revolving repayment term. No cash advance fees, no balance transfer fees. 1% cash back on all purchases automatically deposited quarterly into savings account on the 15th day (or next business day) of January, April, July, and October. |
Sources (2)
All captured Oct 3, 2026
Portland Pickles Credit Card
PNWFCU membership required (select 'Pickles Membership'). Open to those who live, worship, attend school, work, or regularly conduct business in Clackamas, Columbia, Hood River, Multnomah, Washington, or Yamhill Counties in Oregon, or Clark and Skamania Counties in Washington, as well as businesses and other legal entities located in those counties.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.24%–18.00% | None | Revolving repayment term. Variable APR based on the Prime Rate. No cash advance fees, no balance transfer fees. 1% cash back on all purchases, 10% off merchandise at Pickles store in person, $1 off stadium box office tickets. |
Sources (2)
All captured Oct 3, 2026
Who can join Pacific NW Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to persons who live, work (or regularly conduct business in), volunteer, worship, or attend school in Clackamas, Columbia, Hood River, Multnomah, Washington, or Yamhill Counties in Oregon, or Clark or Skamania Counties in Washington, as well as businesses, organizations, and legal entities located there.
Employers and groups
- Employees of Pacific NW Federal Credit Union are eligible for membership.
Family and household
- Membership is available to immediate family or household members of current members, and spouses of persons who died while within the field of membership.
Membership information collected October 4, 2026.