Credit union · NCUA insured
One Nevada Credit Union Auto Loan Rates
One Nevada Credit Union auto loans start at 5.49% APR for a new vehicle and 5.49% for a used one. Rates checked October 22, 2026.
How One Nevada Credit Union’s auto loan rates compare
Compared with banks and credit unions near Las Vegas, NV, where One Nevada Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
One Nevada Credit Union
5.49%APR
- Terms
- up to 75 months
Auto Loans (New & Used)
Lowest rate
Create Credit Union
4.24%APR
- Terms
- —
2nd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
One Nevada Credit Union auto loan score
73
Auto loan score
Higher than 34% of U.S. banks and credit unions
- New vehicleNew5.49%
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where One Nevada Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans (New & Used)
Membership eligibility required. Rates determined by credit standing, collateral age, collateral value, and loan term. No payments for 90 days valid for qualified individuals financing directly with One Nevada.
| Terms | APR | Conditions |
|---|---|---|
| up to 75 months | 5.49% | Rates as low as 5.49% APR. Terms up to 75 months (5 years). First payment deferred up to 90 days for qualified direct financing. |
Sources (3)
All captured Oct 15, 2026
Auto Refinance Loan
Refinancing not available on existing One Nevada Credit Union auto loans. Loans must be from another lender. Membership eligibility required. In most cases, applicant must wait at least 6 months after buying vehicle to refinance.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.49% | As low as 5.49% APR. First loan payment deferred for up to 90 days with interest accruing from loan date. |
Sources (3)
- onenevada.org/auto-loans-no-payments-until-2025
- onenevada.org/loans/vehicle-loans
- onenevada.org/loans/vehicle-lo…refinance-your-auto-loan
All captured Oct 17, 2026
Motorcycle / ATV Loans
Rates determined by individual credit standing, collateral age, collateral value, and loan term. Rates may differ. No payments for 90 days are valid for qualified individuals who finance directly with One Nevada. Membership eligibility required.
| Terms | APR | Conditions |
|---|---|---|
| — | 6.50% | Motorcycle Loans as low as 6.50% APR. |
Sources (2)
All captured Oct 17, 2026
Who can join One Nevada Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.