Bank · FDIC insured
OMB Bank Credit Card Rates
OMB Bank credit cards start at 13.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How OMB Bank’s credit card rates compare
Compared with banks and credit unions near Springfield, MO, where OMB Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
OMB Bank
13.99%APR
Mastercard® Value Card
Lowest rate
Educational Community Credit Union
9.40%APR
2nd-lowest rate
Multipli Credit Union
9.65%APR
OMB Bank credit card score
63
Credit card score
Higher than 9% of U.S. banks and credit unions
- Purchase APRPurchase APR13.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where OMB Bank ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Mastercard® Everything Rewards Card
No annual fee. Rate cap 21%.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 2.90% | None | Introductory APR for the first 6 months. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- ombbank.com/loans/consumer-loans/credit-cards · captured Oct 5, 2026
Mastercard® Premier Plus - World Card
No annual fee. $5,000 minimum credit limit. Rate cap 21%.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 2.90% | None | Introductory APR for the first 6 months. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- ombbank.com/loans/consumer-loans/credit-cards · captured Oct 5, 2026
Mastercard® Value Card
No annual fee. 25-day grace period (plus 5-day additional grace). Rate cap 21%.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 2.90% | None | Introductory APR for the first 6 months. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- ombbank.com/loans/consumer-loans/credit-cards · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.