Credit union · NCUA insured
Omaha Police Federal Credit Union Auto Loan Rates
Top CarrotOmaha Police Federal Credit Union auto loans start at 4.00% APR for a new vehicle and 5.00% for a used one. Rates checked October 22, 2026.
How Omaha Police Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Omaha, NE-IA, where Omaha Police Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Omaha Police Federal Credit Union
4.00%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Autos - New (2024 – New)
Lowest rate
Kellogg Credit Union
3.24%APR
- Terms
- up to 60 months
- Discount
- None included
2nd-lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
- Discount
- None included
Omaha Police Federal Credit Union auto loan score
88
Auto loan score
Higher than 83% of U.S. banks and credit unions
- New vehicleNew4.00%
- Used vehicleUsed5.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Omaha Police Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Autos - New (2024 – New)
With max discounts, rates can not go 2% below the base rate.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.00% | 5 years or less. As low as 4.00%* with auto-pay. |
| up to 72 months | 4.00% | 6 years or less. As low as 4.00%* with auto-pay (No additional discounts. Rate doesn't apply to existing loans.) |
| up to 84 months | 5.49% | 7 years or less. As low as 5.49%* with auto-pay. |
Sources (1)
- opfcu.net/rates · captured Oct 7, 2026
Autos - Used (2020 & Older)
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 6.75% | Up to 4 years (subject to qualifications). As low as 6.75%* with auto-pay (Rate doesn't apply to existing loans.) |
Sources (1)
- opfcu.net/rates · captured Oct 7, 2026
Autos - Used (2021 – 2023)
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.00% | Up to 5 Years. (One year exception to term on loans over 15K only.) As low as 5.00%* with auto-pay (Rate doesn't apply to existing loans.) |
Sources (1)
- opfcu.net/rates · captured Oct 7, 2026
Who can join Omaha Police Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Current or retired employees of specified law enforcement organizations and police protection industry employers working in Iowa, Nebraska, or South Dakota are eligible for membership.
Family and household
- Immediate family members of members, including spouses, children, parents, siblings, mothers-in-law, fathers-in-law, grandparents, and grandchildren, are eligible to join.
Membership information collected October 4, 2026.