Credit union · NCUA insured
Olympia Credit Union Auto Loan Rates
Olympia Credit Union auto loan rates start at 2.50% APR. Rates checked October 22, 2026.
How Olympia Credit Union’s auto loan rates compare
Compared with banks and credit unions in Washington, where Olympia Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Olympia Credit Union
– –
- Terms
- —
No ongoing APR published
Lowest rate
Longshoremen's Local 4 Federal Credit Union
1.99%APR
- Terms
- up to 84 months
2nd-lowest rate
Responders Emergency Services Credit Union
3.99%APR
- Terms
- up to 72 months
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Vehicle Loan Refinance
Beat current vehicle loan rate by up to 1.00% APR with a floor rate of 2.50% APR up to 130% Loan to Value. Vehicle must be newer than 10 years. Existing loans with Olympia Credit Union not eligible. Based on member credit history and other credit factors.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 2.50% | Beat current vehicle loan rate by up to 1.00% APR; floor rate 2.50% APR up to 130% LTV; vehicle newer than 10 years; terms up to 60 months; existing Olympia Credit Union loans not eligible. |
| up to 84 months | 2.50% | Extended term up to 84 months for loans over $15,000; beat current vehicle loan rate by up to 1.00% APR; floor rate 2.50% APR up to 130% LTV; vehicle newer than 10 years; existing Olympia Credit Union loans not eligible. |
Sources (1)
- olycu.org/promo-3 · captured Oct 7, 2026
Who can join Olympia Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- You are eligible to join if you live within Washington State.
- You are eligible to join if you work within Washington State.
- You are eligible to join if you go to school within Washington State.
Cost to join
- Opening an account requires a minimum deposit of $5.00.
Membership information collected October 4, 2026.