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Credit union · NCUA insured

Olean Teachers and Postal Federal Credit Union Savings Rates

A $27.1M credit union headquartered in Olean, NY, with 1,707 members and 1 branch in New York.

How Olean Teachers and Postal Federal Credit Union’s savings rates compare

Compared with banks and credit unions in New York, where Olean Teachers and Postal Federal Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Olean Teachers and Postal Federal Credit Union

    0.10%APY

    Requires
    None
    Minimum
    $0.01
    Earns on $10,000 a year
    $10

    Escrow Account

  • Top rate

    Woori America Bank

    5.00%APY

    Requires
    Monthly account activity
    Minimum
    $1,000
    Earns on $10,000 a year
    $500

    Woori America Bank rates

  • 2nd-highest rate

    Family First Federal Credit Union

    5.00%APY

    Requires
    Monthly account activity
    Minimum
    —
    Earns on $10,000 a year
    $500

    Family First Federal Credit Union rates

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Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Olean Teachers and Postal Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Persons who live, work, worship, or attend school in, and businesses and other legal entities located in Cattaraugus County, NY are eligible to join.

Employers and groups

  • Employees of this Credit Union and volunteers in the community, as well as organizations of such persons, are eligible to join.

Military, government and schools

  • Employees of the United States Postal Service, United States Government, and the State of New York who work in Cattaraugus County and Allegany County, NY are eligible to join.

Family and household

  • Members of the immediate family or household of eligible persons, and spouses of persons who died while within the field of membership, are eligible to join.

Cost to join

  • A $1.00 membership fee is required as part of the initial $6.00 deposit to open an account.
  • A refundable share deposit of $5.00 (purchasing one credit union share) is required to open an account, remaining in the account until closed.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
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