Credit union · NCUA insured
OCCU | Oregon Community Credit Union Auto Loan Rates
OCCU | Oregon Community Credit Union auto loans start at 5.99% APR for a new vehicle and 5.99% for a used one. Rates checked October 22, 2026.
How OCCU | Oregon Community Credit Union’s auto loan rates compare
Compared with banks and credit unions near Eugene, OR, where OCCU | Oregon Community Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
OCCU | Oregon Community Credit Union
5.99%APR
- Terms
- —
- Up to
- 29.98% APR
- Discount
- None included
Auto Loans
Lowest rate
Pacific Cascade
2.65%APR
- Terms
- —
- Up to
- 16.65% APR
- Discount
- None included
2nd-lowest rate
Emerald Empire Federal Credit Union
4.25%APR
- Terms
- up to 84 months
- Up to
- 14.25% APR
- Discount
- Included in the rate
OCCU | Oregon Community Credit Union auto loan score
66
Auto loan score
Higher than 17% of U.S. banks and credit unions
- New vehicleNew5.99%
- Used vehicleUsed5.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where OCCU | Oregon Community Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Available on new or used vehicles (car, truck or SUV). Finance through dealerships or private parties. Offered on purchase or refinance. Actual APR is based on year of collateral, loan to value, loan length, credit profile, market area and loan amount.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.99%–29.98% | Rates range from 5.99% to 29.98%. Actual APR is based on year of collateral, loan to value, loan length, credit profile, market area and loan amount. Example: on an auto loan for $10,000 at 5.99% for 60 months, 60 payments of $193.28. |
Motorcycle Loans
New or used motorcycle loan. Also covers ATVs, snowmobiles and personal watercrafts. Actual APR is based on year of collateral, loan to value, loan length, credit profile, market area and loan amount.
| Terms | APR | Conditions |
|---|---|---|
| — | 10.50%–15.46% | Rates range from 10.50% to 15.46%. Actual APR is based on year of collateral, loan to value, loan length, credit profile, market area and loan amount. Example: on a motorcycle loan for $10,000 at 10.50% for 60 months, 60 payments of $214.94. |
Sources (1)
- myoccu.org/personal/loan/vehicle-loans · captured Oct 3, 2026
Who can join OCCU | Oregon Community Credit Union
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