Bank · FDIC insured
Oak Valley & Eastern Sierra Community Bank Credit Card Rates
Oak Valley & Eastern Sierra Community Bank credit card rates start at 14.74% APR. Rates checked October 16, 2026.
How Oak Valley & Eastern Sierra Community Bank’s credit card rates compare
Compared with banks and credit unions in California, where Oak Valley & Eastern Sierra Community Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Oak Valley & Eastern Sierra Community Bank
– –
- Up to
- —
No ongoing APR published
Lowest rate
F&A Credit Union
6.90%APR
- Up to
- 14.50% APR
2nd-lowest rate
Fox Federal Credit Union
6.95%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Signature®
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory APR for the first 6 billing cycles from date of account opening for purchases and balance transfers completed within 6 months of open date. |
| Ongoing | 15.74%–19.74% | None | Variable APR based on creditworthiness and Prime Rate after the 6 billing cycle introductory period. Subject to credit qualification. |
Sources (2)
All captured Oct 7, 2026
Visa® Traditional
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0% introductory APR for the first 6 billing cycles from date of account opening for purchases completed within six months of the open date. |
| Ongoing | 14.74%–25.74% | None | Variable purchase APR based on creditworthiness and Prime Rate after the 6 billing cycle introductory period. Subject to credit qualification. |
Sources (2)
All captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.