Credit union · NCUA insured
Oak Farms Employees CU Auto Loan Rates
Oak Farms Employees CU auto loans start at 5.50% APR for a new vehicle and 6.00% for a used one. Rates checked October 16, 2026.
How Oak Farms Employees CU’s auto loan rates compare
Compared with banks and credit unions near Houston, TX, where Oak Farms Employees CU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Oak Farms Employees CU
5.50%APR
- Terms
- —
- Up to
- —
- Discount
- None included
New Car Loans
Lowest rate
Lubrizol Employees' Credit Union
3.24%APR
- Terms
- 24–60 months
- Up to
- 14.49% APR
- Discount
- Included in the rate
2nd-lowest rate
CommonCents CU
3.50%APR
- Terms
- —
- Up to
- —
- Discount
- None included
Oak Farms Employees CU auto loan score
68
Auto loan score
Higher than 21% of U.S. banks and credit unions
- New vehicleNew5.50%
- Used vehicleUsed6.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Oak Farms Employees CU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Car Loans
All loans are subject to approval. Rates may vary due to credit rating. Rate based on creditworthiness and term of loan. Rates are subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.50% | Rate based on creditworthiness and term of loan. All loans are subject to approval. Rates may vary due to credit rating. |
Sources (1)
- ofecu.com/loans · captured Oct 6, 2026
Used Car Loans
All loans are subject to approval. Rates may vary due to credit rating. Rate based on creditworthiness and term of loan. Rates are subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| — | 6.00% | Rate based on creditworthiness and term of loan. All loans are subject to approval. Rates may vary due to credit rating. |
Sources (1)
- ofecu.com/loans · captured Oct 6, 2026
Who can join Oak Farms Employees CU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Oak Farms Dairy are eligible for membership.
- Retirees of Oak Farms Dairy are eligible for membership.
Family and household
- Family members of an Oak Farms Dairy employee are eligible for membership.
- Family members of a current Oak Farms Employees Credit Union member are eligible for membership.
Cost to join
- A membership fee of $1.00 is required.
Membership information collected October 5, 2026.