Credit union · NCUA insured
NYU Federal Credit Union CD Rates
Top CarrotA $75.9M credit union headquartered in New York, NY, with 10,733 members and 2 branches in New York.
How NYU Federal Credit Union’s CD rates compare
Compared with banks and credit unions near New York, NY-NJ, where NYU Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
NYU Federal Credit Union
4.06%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $406
IRA Certificates
Top rate
Liberty Bank of New Jersey
5.00%APY
- Term
- 4 months
- Minimum
- $1,000
- Earns on $10,000
- $164
2nd-highest rate
Palisades Credit Union
5.00%APY
- Term
- 11 months
- Minimum
- $500
- Earns on $10,000
- $457
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
IRA Certificates
Up to 4.06%APY · 4 terms
Dividends are credited at certificate term. Rate may change after account is opened and is subject to change at renewal term in case of auto renewed certificate. If a certificate is withdrawn or transferred before maturity date, 90-180 day interest penalty applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsMinimum balance to earn APY is $1,000 | 4.06% | $406 |
| 24 monthsMinimum balance to earn APY is $1,000 | 3.80% | $774 |
| 36 monthsMinimum balance to earn APY is $1,000 | 3.70% | $1,152 |
| 60 monthsMinimum balance to earn APY is $1,000 | 3.55% | $1,906 |
Sources (1)
- nyufcu.com/ira · captured Sep 17, 2026
Who can join NYU Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- U.S. consumers can join NYU FCU nationwide via complimentary enrollment in the American Consumer Council (ACC).
Military, government and schools
- Faculty, staff, administrators, employees, students, alumni, and retirees of New York University and the NYU hospital system are eligible for membership.
Family and household
- Family members through direct familial relationships or individuals sharing at least 50% of household expenses with NYU FCU members are eligible for membership.
Membership information collected October 5, 2026.