Credit union · NCUA insured
NY Bravest Federal Credit Union Auto Loan Rates
NY Bravest Federal Credit Union auto loan rates start at 3.89% APR. Rates checked October 7, 2026.
How NY Bravest Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near New York, NY-NJ, where NY Bravest Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
NY Bravest Federal Credit Union
– –
- Terms
- —
- Discount
- —
No ongoing APR published
Lowest rate
Westchester Schools FCU
2.90%APR
- Terms
- up to 72 months
- Discount
- None included
2nd-lowest rate
PSFCU
3.50%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
100% Retail Value plus Title and Tax. Must be able to place lien on Vehicle. Full Coverage Insurance is required at time of loan (Supporting documents are required and must be kept on file at the credit union). Purchase agreement from dealer or copy of title from private seller along with any lien release. We offer, GAP Insurance, life/disability coverage, and no pre-payment penalties.
| Terms | APR | Conditions |
|---|---|---|
| — | 3.89% | Rates as low as 3.89%. Rates based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed. |
Who can join NY Bravest Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Non-profit foundations authorized by their organizing documents to be for the benefit and support of firefighters are eligible to join the credit union.
Military, government and schools
- Firefighters of the FDNY are eligible to join the credit union.
- Professional firefighters of New York State are eligible to join the credit union.
- Retired firefighters of New York State are eligible to join the credit union.
Family and household
- Immediate families or households of current members are eligible to join the credit union.
Membership information collected October 5, 2026.