Credit union · NCUA insured
NSPIRE FCU Savings Rates
NSPIRE FCU’s best savings rate is 0.35% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How NSPIRE FCU’s savings rates compare
Compared with banks and credit unions near Corpus Christi, TX, where NSPIRE FCU has the most branches. $10,000, best rate first.
This credit union’s best
NSPIRE FCU
0.35%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $35
Money Market Account
Top rate
PlainsCapital Bank
3.40%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $340
2nd-highest rate
Rally Credit Union
3.30%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $330
NSPIRE FCU savings score
75
Savings score
Higher than 39% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.35%
- $100,000 balance$100,0000.55%
- QualifiedQualified0.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where NSPIRE FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.35%APY
Money Market Accounts are limited to three (3) preauthorized plus three (3) transfers per calendar month, for a total of six (6) transactions. Dividends are paid monthly and calculated by the average daily balance method.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $25,000 | 0.35% | $35 |
| $25,000 – $50,000 | 0.45% | — |
| $50,000 and up | 0.55% | — |
Sources (1)
- nspirefcu.com/savings-rates · captured Sep 17, 2026
Share Savings
0.25%APY
Dividends are paid quarterly and calculated using the average daily balance method. Dividends begin to accrue on the business day cash and non-cash items are deposited. Dividend rates are determined at the close of each quarter's business and are subject to change.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends are paid quarterly.Any balance | 0.25% | $25 | Dividends are paid quarterly. |
Sources (1)
- nspirefcu.com/savings-rates · captured Sep 17, 2026
Who can join NSPIRE FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.