Bank · FDIC insured
NSB Bank Savings Rates
A $460.8M bank headquartered in Mason City, IA, with 6 branches in Iowa.
How NSB Bank’s savings rates compare
Compared with banks and credit unions in Iowa, where NSB Bank has the most branches. $10,000, best rate first.
This bank’s best
NSB Bank
2.01%APY
- Requires
- Conditions apply
- Minimum
- $0
- Earns on $10,000 a year
- $201
NSB Health Savings Account
Top rate
Employees Credit Union
3.82%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $381
2nd-highest rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
NSB Health Savings Account
2.01%APY
Must be enrolled in a high-deductible healthcare plan to be eligible. Funds can be used on qualified healthcare expenses. Rates subject to change. Fees subject to tax.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMust be enrolled in a high-deductible healthcare plan to be eligible. Funds can be used on qualified healthcare expenses. Rates subject to change.Any balance | 2.01% | $201 | Must be enrolled in a high-deductible healthcare plan to be eligible. Funds can be used on qualified healthcare expenses. Rates subject to change. |
Sources (1)
- nsbbank.com/personal/checking-accounts · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.