Credit union · NCUA insured
Novo Federal Credit Union CD Rates
Novo Federal Credit Union’s best CD rate is 2.50% APY on a 1-year share certificate (CD). Terms run from 3 months to 1 year. Rates checked October 16, 2026.
How Novo Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Riverside, CA, where Novo Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Novo Federal Credit Union
2.50%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $250
Certificates of Deposit
Top rate
America First Credit Union
4.60%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,522
2nd-highest rate
CU SoCal
4.50%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $920
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 2.50%APY · 3 terms
Dividends paid quarterly. Early withdrawal penalty may apply. Account will automatically renew at maturity unless otherwise noted.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsDividends paid quarterly. Early withdrawal penalty may apply. Account will automatically renew at maturity unless otherwise noted | 2.00% | $50 |
| 6 monthsDividends paid quarterly. Early withdrawal penalty may apply. Account will automatically renew at maturity unless otherwise noted | 2.25% | $112 |
| 12 monthsDividends paid quarterly. Early withdrawal penalty may apply. Account will automatically renew at maturity unless otherwise noted | 2.50% | $250 |
Sources (1)
- novocu.org/rates · captured Oct 16, 2026
Who can join Novo Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Chino, Chino Hills, Corona, Eastvale, Fontana, Jurupa Valley, Norco, Ontario, Rancho Cucamonga, Riverside, or their unincorporated areas.
Military, government and schools
- Membership includes correctional professionals/employees, first responders, public service employees/public servants, and retirees.
Family and household
- Immediate family members of eligible members are eligible to join.
Membership information collected October 5, 2026.