Credit union · NCUA insured
Norwin Teachers FCU Savings Rates
Norwin Teachers FCU’s best savings rate is 0.50% APY on $10,000, with its Share Account. Rates checked October 16, 2026.
How Norwin Teachers FCU’s savings rates compare
Compared with banks and credit unions near Pittsburgh, PA, where Norwin Teachers FCU has the most branches. $10,000, best rate first.
This credit union’s best
Norwin Teachers FCU
0.50%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $50
Share Account
Top rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Dollar Bank
3.75%APY
- Requires
- Another account
- Minimum
- $50
- Earns on $10,000 a year
- $375
Norwin Teachers FCU savings score
79
Savings score
Higher than 48% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Norwin Teachers FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
IRAs
0.60%APY
Offers Traditional, Roth, and Coverdell Education Savings Account IRA options. Appointment required for all IRA transactions.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAppointment required for all IRA transactions.Any balance | 0.60% | $60 | Appointment required for all IRA transactions. |
Sources (2)
All captured Oct 6, 2026
Christmas Club
0.50%APY
Club funds are transferred automatically to your share account on the first business day in October. There is a $10.00 early withdrawal penalty.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceTransferred automatically to share account on first business day in October.Any balance | 0.50% | $50 | Transferred automatically to share account on first business day in October. |
Sources (2)
All captured Oct 6, 2026
Share Account
0.50%APY
Regular membership (over 18 years old) requires a one-time $25.00 deposit to a share account. Student and Children accounts (under 18 years old) require a $5.00 deposit.
| BalanceRequirement | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Any balanceRegular membership (over 18 years old) requires a one-time $25.00 deposit.Any balance · $25 to open | 0.50% | $25 | $50 | Regular membership (over 18 years old) requires a one-time $25.00 deposit. |
| Any balanceStudent and Children accounts (under 18 years old) require a $5.00 deposit.Any balance · $5 to open | 0.50% | $5 | $50 | Student and Children accounts (under 18 years old) require a $5.00 deposit. |
Sources (3)
- norwinteachersfcu.org/savings-products
- norwinteachersfcu.org/rates
- norwinteachersfcu.org/student-banking
All captured Oct 6, 2026
Vacation Club
0.50%APY
Club funds are transferred automatically to your share account on the first business day in April. There is a $10.00 early withdrawal penalty.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceTransferred automatically to share account on first business day in April.Any balance | 0.50% | $50 | Transferred automatically to share account on first business day in April. |
Sources (2)
All captured Oct 6, 2026
Who can join Norwin Teachers FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of First Student Transportation Services Inc. are eligible for membership.
- Members of Penns Woods Civic Association are eligible for membership.
- Employees of Security Settlement Services Inc. are eligible for membership.
Military, government and schools
- Employees of Hempfield Area School District are eligible for membership.
- Members of Norwin PTA are eligible for membership.
- Employees of Norwin School District are eligible for membership.
3 more ways to join
Military, government and schools
- Current Norwin students are eligible for membership.
- Employees of Yough School District are eligible for membership.
Family and household
- Families of eligible school district employees, PTA members, students, civic association members, and company employees are eligible for membership.
Cost to join
- Membership requires opening a Share (Savings) Account with a minimum deposit of $25.00 for members 18 years of age and older.
- Membership requires opening a Share (Savings) Account with a minimum deposit of $5.00 for student accounts and members under the age of 18.
Membership information collected October 5, 2026.