Credit union · Privately insured
Northwest Community Credit Union Credit Card Rates
Northwest Community Credit Union credit cards start at 8.95% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Northwest Community Credit Union’s credit card rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Northwest Community Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Northwest Community Credit Union
8.95%APR
Visa Credit Cards
Lowest rate
American Broadcast Employees FCU
6.99%APR
2nd-lowest rate
Chiphone Federal Credit Union
7.90%APR
Northwest Community Credit Union credit card score
89
Credit card score
Higher than 86% of U.S. banks and credit unions
- Purchase APRPurchase APR8.95%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Northwest Community Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Student Credit Card
Low fixed rate applies to Student VISA Credit Card. Applicant's income, credit score, and debt ratio determine credit limit. $500 initial credit line can increase over time; graduating seniors are eligible to apply for higher lines of credit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.00% | None | Fixed rate of 12% APR. No annual fees. |
Sources (1)
- nwccu.com/loans · captured Oct 7, 2026
Visa Credit Cards
Rates vary according to creditworthiness and term of loan; subject to change without notice.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.95% | None | Rates as low as 8.95% APR based on creditworthiness. |
Sources (1)
- nwccu.com/loans · captured Oct 7, 2026
Who can join Northwest Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live or work in Lake, Will, and suburban Cook counties are eligible for membership.
Employers and groups
- Individuals affiliated with Business Partners are eligible for membership.
Military, government and schools
- Members of the Saint Xavier University community are eligible for membership.
Membership information collected October 5, 2026.