Credit union · NCUA insured
Northside Federal Credit Union Auto Loan Rates
Top CarrotNorthside Federal Credit Union auto loans start at 4.00% APR for a new vehicle and 4.00% for a used one. Rates checked October 22, 2026.
How Northside Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Atlanta, GA, where Northside Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Northside Federal Credit Union
4.00%APR
- Terms
- up to 84 months
Auto Loans
Lowest rate
Go Energy Credit Union
3.59%APR
- Terms
- —
2nd-lowest rate
On The Grid Financial
3.75%APR
- Terms
- 49–60 months
Northside Federal Credit Union auto loan score
94
Auto loan score
Higher than 96% of U.S. banks and credit unions
- New vehicleNew4.00%
- Used vehicleUsed4.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Northside Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Membership savings account required. 84 month term requires loan balance and MSRP or book value of at least $35,000.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.00% | Model year 2026-2027. Rates based on credit score, term, and vehicle age. Rates subject to change and credit approval. |
| up to 84 months | 5.50% | Model year 2022-2025. Rates based on credit score, term, and vehicle age. Rates subject to change and credit approval. |
| up to 84 months | 6.00% | Model year 2018-2021. Rates based on credit score, term, and vehicle age. Rates subject to change and credit approval. |
| up to 84 months | 7.00% | Model year 2015 and older. Rates based on credit score, term, and vehicle age. Rates subject to change and credit approval. |
Sources (3)
All captured Oct 5, 2026
Who can join Northside Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Northside Hospital are eligible for membership.
Cost to join
- An initial $25 share deposit is required, which serves as a mandatory minimum balance in the savings account at all times.
Membership information collected October 4, 2026.