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Credit union · NCUA insured

Northern Valley Federal Credit Union Savings Rates

Northern Valley Federal Credit Union’s best savings rate is 0.75% APY on $10,000, with its Shares/Savings. Rates checked October 22, 2026.

How Northern Valley Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Grand Forks, ND-MN, where Northern Valley Federal Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Northern Valley Federal Credit Union

    0.75%APY

    Requires
    None
    Minimum
    $5
    Earns on $10,000 a year
    $75

    Shares/Savings

  • Top rate

    American State Bank

    2.02%APY

    Requires
    None
    Minimum
    $10,000
    Earns on $10,000 a year
    $202

    American State Bank rates

  • 2nd-highest rate

    U.S. Bank

    2.00%APY

    Requires
    Another account
    Minimum
    $25
    Earns on $10,000 a year
    $200

    U.S. Bank rates

Compare savings rates near you →

Northern Valley Federal Credit Union savings score

82

Savings score

Higher than 60% of U.S. banks and credit unions

By balance
  • $1,000 balance$1,0000.75%
  • $10,000 balance$10,0000.75%
  • $100,000 balance$100,0000.75%
  • QualifiedQualified0.75%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Northern Valley Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Northern Valley Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Membership is open to anyone who lives, works, worships, or attends school in Grand Forks County and Polk County.

Cost to join

  • A $5 minimum deposit into a savings account is required to join.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
← Northern Valley Federal Credit Union overview