Credit union · NCUA insured
North Western Employees Auto Loan Rates
North Western Employees auto loans start at 5.69% APR for a new vehicle and 5.29% for a used one. Rates checked October 16, 2026.
How North Western Employees’s auto loan rates compare
Compared with banks and credit unions near Omaha, NE-IA, where North Western Employees has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
North Western Employees
5.69%APR
- Terms
- up to 84 months
Auto Loans
Lowest rate
Kellogg Credit Union
3.24%APR
- Terms
- up to 60 months
2nd-lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
North Western Employees auto loan score
75
Auto loan score
Higher than 40% of U.S. banks and credit unions
- New vehicleNew5.69%
- Used vehicleUsed5.29%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where North Western Employees ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Offers financing for new, used, and classic vehicles with terms up to 84 months and 100% financing.
| Terms | APR | Conditions |
|---|---|---|
| 36–42 months | 4.99% | Model years 2026-2021 |
| 48–54 months | 4.99% | Model years 2026-2021 |
| 60–66 months | 5.29% | Model years 2026-2021 |
| up to 72 months | 5.49% | Model years 2026-2021; minimum loan amount of $12,000.00 for 6 year financing |
| up to 84 months | 5.69% | Model years 2026-2021; new autos minimum loan amount of $25,000.00 for 7 year financing |
| 36–42 months | 5.79% | Model years 2020-2019 |
| 48–54 months | 5.89% | Model years 2020-2019 |
| 60–66 months | 5.99% | Model years 2020-2019 |
| up to 72 months | 6.19% | Model years 2020-2019; minimum loan amount of $12,000.00 for 6 year financing |
| 36–42 months | 6.19% | Model years 2018-2017 |
| 48–54 months | 6.29% | Model years 2018-2017 |
| 60–66 months | 6.39% | Model years 2018-2017 |
| up to 72 months | 6.69% | Model years 2018-2017; minimum loan amount of $12,000.00 for 6 year financing |
| 36–42 months | 7.59% | Model years 2016-2015 |
| 48–54 months | 7.79% | Model years 2016-2015 |
| 60–66 months | 7.99% | Model years 2016-2015 |
| 36–42 months | 8.59% | Model year 2014 |
| 48–54 months | 9.39% | Model year 2014 |
| 60–66 months | 9.89% | Model year 2014 |
| 36–42 months | 8.69% | Model year 2013 |
| 48–54 months | 9.99% | Model year 2013 |
| 60–66 months | 10.29% | Model year 2013 |
| 36–42 months | 8.99% | Model year 2012 |
| 48–54 months | 10.09% | Model year 2012 |
| 60–66 months | 10.59% | Model year 2012 |
| 36–42 months | 9.99% | Model year 2011 |
| 48–54 months | 10.29% | Model year 2011 |
| 36–42 months | 10.29% | Model year 2010 |
| 48–54 months | 10.79% | Model year 2010 |
| 36–42 months | 10.59% | Model year 2009 |
| 48–54 months | 10.99% | Model year 2009 |
Sources (2)
All captured Oct 5, 2026
Who can join North Western Employees
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Shenandoah Medical Center, Add it Up Tax Service, or Ameriserve are eligible to join the credit union.
- Employees of Union Pacific Railroad and associated transportation companies working or living in designated areas of Iowa and Nebraska are eligible to join.
Family and household
- Family members of employees of Shenandoah Medical Center, Add it Up Tax Service, or Ameriserve are eligible to join the credit union.
- Family members of employees of Union Pacific Railroad and associated transportation companies working or living in designated areas of Iowa and Nebraska are eligible to join.
Membership information collected October 4, 2026.