Bank · FDIC insured
North State Bank Savings Rates
A $1.5B bank headquartered in Raleigh, NC, with 7 branches in North Carolina.
How North State Bank’s savings rates compare
Compared with banks and credit unions in North Carolina, where North State Bank has the most branches. $10,000, best rate first.
Top rate
American Pride Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $500
2nd-highest rate
Skyla Credit Union
4.01%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $401
3rd-highest rate
Live Oak Bank
4.00%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $400
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Closed to new customers
High Yield Savings
Up to 1.00%APY
Available exclusively to customers with an active North State Bank checking account or loan (loan balance must equal or exceed $15,000). $6 monthly maintenance fee is waived with a $500 minimum daily balance. Includes 2 withdrawals per month at no charge ($3 per additional withdrawal). Electronic statement at no charge; $3 per paper statement.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Premium 1.00% APY on balances up to $10,000. $6 monthly maintenance fee is waived with a $500 minimum daily balance. Available exclusively to customers with an active checking account or loan (loan balance >= $15,000). | 1.00% | $100 | Premium 1.00% APY on balances up to $10,000. $6 monthly maintenance fee is waived with a $500 minimum daily balance. Available exclusively to customers with an active checking account or loan (loan balance >= $15,000). |
| $10,000 and upEarns 0.45% APY on balances greater than $10,000. A blended APY calculation will be reflected on your statement. $6 monthly maintenance fee is waived with a $500 minimum daily balance. Available exclusively to customers with an active checking account or loan (loan balance >= $15,000). | 0.45% | $45 | Earns 0.45% APY on balances greater than $10,000. A blended APY calculation will be reflected on your statement. $6 monthly maintenance fee is waived with a $500 minimum daily balance. Available exclusively to customers with an active checking account or loan (loan balance >= $15,000). |
Sources (2)
- northstatebank.com/personal/sp…-save/high-yield-savings
- northstatebank.com/personal/spend-and-save/savings
All captured Oct 4, 2026
Opening an account
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