Bank · FDIC insured
North State Bank
A $1.5B bank headquartered in Raleigh, NC, with 7 branches in North Carolina.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Savings: published rates need another account or activity, so they are not scored. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: no rates found on its website.
- Savings——Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About North State Bank
Founded in 2000, North State Bank serves Wake and New Hanover counties.
- Headquarters
- 6204 Falls Of The Neuse Road, Raleigh, NC 27609
- FDIC certificate
- 35519 ↗
Branches
7 branches in North Carolina
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North Carolina
7 branches
Raleigh area · 5
- North State BankMain office6204 Falls Of The Neuse Road, Raleigh, NC 27609Directions
- Downtown Office Branch230 Fayetteville St, Raleigh, NC 27601Directions
- North Hills Branch4270 The Circle At North Hills St, Raleigh, NC 27609Directions
- Wake Forest Main Branch14091 Falls Of Neuse Rd, Raleigh, NC 27614Directions
- West Raleigh Branch2413 Blue Ridge Rd, Raleigh, NC 27607Directions
Garner area · 1
- Garner Village Shopping Ctr. Branch835 Highway 70 West, Garner, NC 27529Directions
Wilmington area · 1
- Wilmington Office Branch1411 Commonwealth Dr, Wilmington, NC 28403Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.50% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.17% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.79% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $95 | $88 | — |
- CapitalLeverage ratio8.50%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.17%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.79%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$95Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of North State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.