Bank · FDIC insured
North Shore Bank Auto Loan Rates
Top CarrotNorth Shore Bank auto loans start at 7.25% APR for a new vehicle and 7.25% for a used one. Rates checked October 16, 2026.
How North Shore Bank’s auto loan rates compare
Compared with banks and credit unions near Milwaukee, WI, where North Shore Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
North Shore Bank
7.25%APR
- Terms
- up to 60 months
- Discount
- None included
Auto Loan Interest Rates for 2025+ Model Year Vehicles
Lowest rate
Governmental Employees Credit Union
3.99%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
Credit Union 1
4.39%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
North Shore Bank auto loan score
61
Auto loan score
Higher than 5% of U.S. banks and credit unions
- New vehicleNew7.25%
- Used vehicleUsed7.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where North Shore Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan Interest Rates for 2012 to 2014 Model Year Vehicles
For 2012 to 2014 model year vehicles (pre-owned/used car, truck, or SUV purchase or refinance). Full coverage insurance (comprehensive and collision) required for the value of the loan. No annual fees or application fees. Available to well-qualified borrowers with a qualified non-commercial vehicle.
| Terms | APR | Conditions |
|---|---|---|
| up to 12 months | 6.99% | Payment is $86.52 per $1,000 borrowed. Available to well-qualified borrowers. |
| up to 24 months | 6.99% | Payment is $44.77 per $1,000 borrowed. Available to well-qualified borrowers. |
Sources (2)
- northshorebank.com/rates/auto-loan-interest-rates
- northshorebank.com/faqs/loans/…-current-auto-loan-rates
All captured Oct 5, 2026
Auto Loan Interest Rates for 2015 to 2017 Model Year Vehicles
For 2015 to 2017 model year vehicles (pre-owned/used car, truck, or SUV purchase or refinance). Full coverage insurance (comprehensive and collision) required for the value of the loan. No annual fees or application fees. Available to well-qualified borrowers with a qualified non-commercial vehicle.
| Terms | APR | Conditions |
|---|---|---|
| up to 12 months | 6.99% | Payment is $86.52 per $1,000 borrowed. Available to well-qualified borrowers. |
| up to 24 months | 6.99% | Payment is $44.77 per $1,000 borrowed. Available to well-qualified borrowers. |
| up to 36 months | 6.99% | Payment is $30.87 per $1,000 borrowed. Available to well-qualified borrowers. |
Sources (2)
- northshorebank.com/rates/auto-loan-interest-rates
- northshorebank.com/faqs/loans/…-current-auto-loan-rates
All captured Oct 5, 2026
Auto Loan Interest Rates for 2018 to 2020 Model Year Vehicles
For 2018 to 2020 model year vehicles (pre-owned/used car, truck, or SUV purchase or refinance). Full coverage insurance (comprehensive and collision) required for the value of the loan. No annual fees or application fees. Available to well-qualified borrowers with a qualified non-commercial vehicle.
| Terms | APR | Conditions |
|---|---|---|
| up to 12 months | 6.75% | Payment is $86.41 per $1,000 borrowed. Available to well-qualified borrowers. |
| up to 24 months | 6.75% | Payment is $44.66 per $1,000 borrowed. Available to well-qualified borrowers. |
| up to 36 months | 6.75% | Payment is $30.76 per $1,000 borrowed. Available to well-qualified borrowers. |
| up to 48 months | 6.99% | Payment is $23.94 per $1,000 borrowed. Available to well-qualified borrowers. |
Sources (2)
- northshorebank.com/rates/auto-loan-interest-rates
- northshorebank.com/faqs/loans/…-current-auto-loan-rates
All captured Oct 5, 2026
Auto Loan Interest Rates for 2021 to 2024 Model Year Vehicles
For 2021 to 2024 model year vehicles (pre-owned/used car, truck, or SUV purchase or refinance). Full coverage insurance (comprehensive and collision) required for the value of the loan. No annual fees or application fees. Available to well-qualified borrowers with a qualified non-commercial vehicle.
| Terms | APR | Conditions |
|---|---|---|
| up to 12 months | 6.75% | Payment is $86.41 per $1,000 borrowed. Available to well-qualified borrowers. |
| up to 24 months | 6.75% | Payment is $44.66 per $1,000 borrowed. Available to well-qualified borrowers. |
| up to 36 months | 6.75% | Payment is $30.76 per $1,000 borrowed. Available to well-qualified borrowers. |
| up to 48 months | 6.99% | Payment is $23.94 per $1,000 borrowed. Available to well-qualified borrowers. |
| up to 60 months | 7.25% | Payment is $19.92 per $1,000 borrowed. Available to well-qualified borrowers. |
Sources (2)
- northshorebank.com/rates/auto-loan-interest-rates
- northshorebank.com/faqs/loans/…-current-auto-loan-rates
All captured Oct 5, 2026
Auto Loan Interest Rates for 2025+ Model Year Vehicles
For 2025+ model year vehicles (new or pre-owned/used car, truck, or SUV purchase or refinance). Full coverage insurance (comprehensive and collision) required for the value of the loan. No annual fees or application fees. Available to well-qualified borrowers with a qualified non-commercial vehicle.
| Terms | APR | Conditions |
|---|---|---|
| up to 12 months | 6.75% | Payment is $86.41 per $1,000 borrowed. Available to well-qualified borrowers. |
| up to 24 months | 6.75% | Payment is $44.66 per $1,000 borrowed. Available to well-qualified borrowers. |
| up to 36 months | 6.75% | Payment is $30.76 per $1,000 borrowed. Available to well-qualified borrowers. |
| up to 48 months | 6.99% | Payment is $23.94 per $1,000 borrowed. Available to well-qualified borrowers. |
| up to 60 months | 7.25% | Payment is $19.92 per $1,000 borrowed. Available to well-qualified borrowers. |
| up to 72 months | 7.38% | Payment is $17.23 per $1,000 borrowed. Available to well-qualified borrowers. |
Sources (2)
- northshorebank.com/rates/auto-loan-interest-rates
- northshorebank.com/faqs/loans/…-current-auto-loan-rates
All captured Oct 5, 2026
Opening an account
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