Credit union · NCUA insured
Norstar Federal Credit Union Savings Rates
Norstar Federal Credit Union’s best savings rate is 1.75% APY on $10,000, with its Money Market Checking. Rates checked October 22, 2026.
How Norstar Federal Credit Union’s savings rates compare
Compared with banks and credit unions in South Dakota, where Norstar Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Norstar Federal Credit Union
1.75%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $175
Money Market Checking
Top rate
ONE AMERICAN BANK
3.00%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $300
2nd-highest rate
Highmark Federal Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $300
Norstar Federal Credit Union savings score
89
Savings score
Higher than 86% of U.S. banks and credit unions
- $1,000 balance$1,0001.50%
- $10,000 balance$10,0001.75%
- $100,000 balance$100,0001.75%
- QualifiedQualified1.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Norstar Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Checking
1.75%APY
6 transfers allowed per month; 3 checks allowed per month; Minimum Balance $1,500
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Average Daily Balance $0 - $4,999.99; 6 transfers allowed per month; 3 checks allowed per month; Minimum Balance $1,500 | 1.50% | — | Average Daily Balance $0 - $4,999.99; 6 transfers allowed per month; 3 checks allowed per month; Minimum Balance $1,500 |
| $5,000 and upAverage Daily Balance over $4,999.99; 6 transfers allowed per month; 3 checks allowed per month; Minimum Balance $1,500 | 1.75% | $175 | Average Daily Balance over $4,999.99; 6 transfers allowed per month; 3 checks allowed per month; Minimum Balance $1,500 |
Sources (1)
- norstarfcu.com/rates/interest-rates · captured Oct 4, 2026
Shares (Passbook Savings)
0.75%APY
Requires a $5.00 minimum balance to become a member. Earns a monthly dividend as long as there is a balance of $25.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum balance of $25.00 required to earn monthly dividends.$25 and up | 0.75% | $75 | Minimum balance of $25.00 required to earn monthly dividends. |
Sources (2)
All captured Oct 4, 2026
Special-purpose accounts
Pee Wee Penguin Savings (Children's Savings Program)
1.00%APY
Special savings account for members ages 12 and under / children under 12 years of age.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFor children under 12 years of age.Any balance | 1.00% | $100 | For children under 12 years of age. |
Sources (2)
All captured Oct 4, 2026
Who can join Norstar Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in Marshall County, Day County, Brown County east of County Road 16 in South Dakota, or Sargent County, North Dakota is eligible for membership.
Family and household
- Immediate family members of current members are eligible for membership.
Cost to join
- Membership requires maintaining at least a $5.00 balance (one share) in a Share Savings account with an initial $5.00 minimum deposit.
Membership information collected October 4, 2026.