Credit union · NCUA insured
Norfolk Fire FCU Auto Loan Rates
Norfolk Fire FCU auto loans start at 4.99% APR for a new vehicle and 6.25% for a used one. Rates checked October 22, 2026.
How Norfolk Fire FCU’s auto loan rates compare
Compared with banks and credit unions near Virginia Beach, VA-NC, where Norfolk Fire FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Norfolk Fire FCU
4.99%APR
- Terms
- up to 60 months
- Up to
- 18.00% APR
New Auto Rates
Lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
- Up to
- —
2nd-lowest rate
State Employees' Credit Union
4.25%APR
- Terms
- up to 60 months
- Up to
- 7.50% APR
Norfolk Fire FCU auto loan score
77
Auto loan score
Higher than 44% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed6.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Norfolk Fire FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Rates
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 2.99%–18.00% | — |
| up to 60 months | 4.99%–18.00% | — |
| up to 72 months | 6.25%–18.00% | — |
| up to 84 months | 7.25%–18.00% | — |
Sources (1)
- norfolkfirefcu.org/rates.php · captured Oct 7, 2026
Used Auto Rates
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.25%–18.00% | — |
| up to 48 months | 5.75%–18.00% | — |
| up to 60 months | 6.25%–18.00% | — |
| up to 72 months | 7.00%–18.00% | — |
| up to 84 months | 8.00%–18.00% | — |
Sources (1)
- norfolkfirefcu.org/rates.php · captured Oct 7, 2026
Who can join Norfolk Fire FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members or employees of participating churches and other select employee groups are eligible for membership.
- Employees or affiliated individuals of Norfolk Airport are eligible for membership.
Military, government and schools
- Norfolk Fire and Rescue members are eligible for membership.
- Members of the Norfolk Police Union are eligible for membership.
- Members of the Virginia Beach Firefighter's Union are eligible for membership.
Family and household
- Families of Norfolk Fire and Rescue members are eligible for membership.
Membership information collected October 4, 2026.