Credit union · NCUA insured
Norfolk Fire FCU
A $26.7M credit union headquartered in Norfolk, VA, with 1,995 members and 1 branch in Virginia. Best rates: savings 0.25% APY.
Norfolk Fire FCU Carrot Score
66
Carrot Score
Higher than 17% of U.S. banks and credit unions
#30 of 35 in Virginia Beach, VA-NC metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Norfolk Fire FCU
Chartered in 1940 to serve firefighters and their families as a cooperative financial institution, Norfolk Fire Department Federal Credit Union is headquartered in Norfolk, Virginia.
- Headquarters
- 4100 E Virginia Beach Blvd, Norfolk, VA 23502-3331
- NCUA charter
- 3746
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members or employees of participating churches and other select employee groups are eligible for membership.
- Employees or affiliated individuals of Norfolk Airport are eligible for membership.
Military, government and schools
- Norfolk Fire and Rescue members are eligible for membership.
- Members of the Norfolk Police Union are eligible for membership.
- Members of the Virginia Beach Firefighter's Union are eligible for membership.
Family and household
- Families of Norfolk Fire and Rescue members are eligible for membership.
Branches
1 branch in Virginia
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Virginia
1 branch
- Main OfficeMain office4100 E Virginia Beach Blvd, Norfolk, VA 23502Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 20.12% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.41% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.54% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $30 | $59 | — |
- CapitalNet worth ratio20.12%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.41%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.54%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$30Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Norfolk Fire FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.