Credit union · NCUA insured
Newport News Municipal Employees Credit Union CD Rates
Newport News Municipal Employees Credit Union’s best CD rate is 0.05% APY on a 1-year share certificate (CD). Terms run from 1 year to 4 years. Rates checked October 22, 2026.
How Newport News Municipal Employees Credit Union’s CD rates compare
Compared with banks and credit unions near Virginia Beach, VA-NC, where Newport News Municipal Employees Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Newport News Municipal Employees Credit Union
0.05%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $5
Share Certificates
Top rate
Together Credit Union
4.50%APY
- Term
- 11 months
- Minimum
- $1,000
- Earns on $10,000
- $412
2nd-highest rate
Langley Credit Union
4.50%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,462
Newport News Municipal Employees Credit Union CD score
60
CD score
Higher than 0% of U.S. banks and credit unions
- 9–15 months9–15 mo0.05%
- 16–30 months16–30 mo0.05%
- 31–60 months31–60 mo0.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Newport News Municipal Employees Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
0.05%APY · 4 terms
No new certificates are available at this time. Rates are subject to change at any time as determined by the Board of Directors.
| Term | APY · $500 and up | APY · $2,500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 12 monthsNo new certificates are available at this time | 0.05% | 0.05% | 0.05%0.05% from $2.5k | $5 |
| 24 monthsNo new certificates are available at this time | 0.05% | 0.05% | 0.05%0.05% from $2.5k | $10 |
| 36 monthsNo new certificates are available at this time | 0.05% | 0.05% | 0.05%0.05% from $2.5k | $15 |
| 48 monthsNo new certificates are available at this time | 0.05% | 0.05% | 0.05%0.05% from $2.5k | $20 |
Special-purpose accounts
IRA Certificates
0.05%APY · 4 terms
No new certificates are available at this time. Offers Traditional and Roth IRAs as well as Coverdell ESA Accounts. Rates are subject to change at any time as determined by the Board of Directors.
| Term | APY · $500 and up | APY · $2,500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 12 monthsNo new certificates are available at this time | 0.05% | 0.05% | 0.05%0.05% from $2.5k | $5 |
| 24 monthsNo new certificates are available at this time | 0.05% | 0.05% | 0.05%0.05% from $2.5k | $10 |
| 36 monthsNo new certificates are available at this time | 0.05% | 0.05% | 0.05%0.05% from $2.5k | $15 |
| 48 monthsNo new certificates are available at this time | 0.05% | 0.05% | 0.05%0.05% from $2.5k | $20 |
Young Savers Certificate
0.05%APY · 1 term
Available to members age 16 and under. Maximum deposit is $1,000. No new certificates are available at this time. Rates are subject to change at any time as determined by the Board of Directors.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsAvailable to members age 16 and under. Maximum deposit is $1,000. No new certificates are available at this time | 0.05% | — |
Sources (1)
- nnmecu.org/rates · captured Sep 19, 2026
Who can join Newport News Municipal Employees Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of persons, firms, and corporations under contract to the City of Newport News are eligible for membership.
- Employees of the Newport News Municipal Employees Credit Union are eligible for membership.
Military, government and schools
- Members and employees of boards, commissions, committees, and agencies of the City of Newport News are eligible for membership.
- Employees of the City of Newport News are eligible for membership.
- Constitutional officers of the City of Newport News and their employees are eligible for membership.
- North Shore employees of the Hampton Roads Sanitation District are eligible for membership.
3 more ways to join
Family and household
- Family members related by blood, marriage, or adoption of eligible employment groups are eligible for membership.
Other ways
- The corporation of Newport News and its subsidiaries are eligible for membership.
- Persons retired from qualifying employment as pensioners and/or annuitants are eligible for membership.
Cost to join
- Joining requires a $5 deposit to a Savings Account.
Membership information collected October 4, 2026.