Credit union · NCUA insured
New Horizons Credit Union Credit Card Rates
New Horizons Credit Union credit card rates start at 10.49% APR. Rates checked October 22, 2026.
How New Horizons Credit Union’s credit card rates compare
Compared with banks and credit unions near Mobile, AL, where New Horizons Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
New Horizons Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
AmFirst
7.80%APR
- Up to
- —
2nd-lowest rate
Alabama Credit Union
8.90%APR
- Up to
- 12.90% APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa® Classic - Lower Interest Rate
Available to members. Variable rate based on the U.S. Prime Rate. Minimum credit limit is $500; maximum credit limit is $10,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.49% | None | Variable rate currently as low as 10.49% APR based on the Wall Street Journal US Prime Rate. Minimum credit limit is $500, maximum credit limit is $10,000. |
Sources (1)
- newhcu.org/loans/NHCU-visa-credit-cards · captured Oct 5, 2026
Visa® Rewards
Available to members based on qualifications and credit. Variable rate based on the U.S. Prime Rate. Minimum credit limit is $500; maximum credit limit of $25,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.40% | None | Variable rate currently as low as 14.40% APR based on the Wall Street Journal US Prime Rate. Minimum credit limit is $500, maximum credit limit is $25,000 based on qualifications and credit. |
Sources (1)
- newhcu.org/loans/NHCU-visa-credit-cards · captured Oct 5, 2026
Visa® Secured
Line of credit is based on the amount secured. Minimum credit line starts at $500. Fixed rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.00% | None | Competitive 18.00% APR fixed rate. Starts with a minimum credit line of $500; maximum credit limit is based on the amount secured. |
Sources (1)
- newhcu.org/loans/NHCU-visa-credit-cards · captured Oct 5, 2026
Visa® Signature
Available to members based on qualifications and credit. Variable rate based on the U.S. Prime Rate. Minimum credit limit is $5,000.00; maximum credit limit is $25,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.74% | None | Variable rate currently as low as 13.74% APR based on the Wall Street Journal US Prime Rate. Minimum credit limit is $5,000.00, maximum credit limit is $25,000 based on qualifications and credit. |
Sources (1)
- newhcu.org/loans/NHCU-visa-credit-cards · captured Oct 5, 2026
Who can join New Horizons Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in Mobile, Baldwin, Washington, Clarke, Monroe, or Escambia counties in Alabama, or Escambia, Santa Rosa, or Okaloosa counties in Florida are eligible for membership.
Employers and groups
- Employees of a member company are eligible for membership.
Family and household
- Persons related to a current member are eligible for membership.
Cost to join
- A $5 minimum deposit to open and maintain a primary savings (Share) account is required for membership.
Membership information collected October 4, 2026.