Credit union · NCUA insured
New Century Federal Credit Union Credit Card Rates
Top CarrotNew Century Federal Credit Union credit cards start at 8.80% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How New Century Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Chicago, IL-IN, where New Century Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
New Century Federal Credit Union
8.80%APR
VISA Gold
Lowest rate
American Broadcast Employees FCU
6.99%APR
2nd-lowest rate
Chiphone Federal Credit Union
7.90%APR
New Century Federal Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.80%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where New Century Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Classic
Fixed-rate New Century VISA; credit limits start as little as $500. Subject to credit approval; published APR may be higher based on lender credit criteria. No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.80% | None | Fixed Rate VISA. Subject to credit approval; rate and corresponding APR may be higher than the published rate. |
Sources (2)
All captured Oct 6, 2026
VISA Gold
Fixed-rate New Century VISA; credit limit starts at $5,000. Subject to credit approval; published APR may be higher based on lender credit criteria. No annual fee. Marketed as VISA as low as 8.80% APR.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.80% | None | Fixed Rate VISA. Subject to credit approval; rate and corresponding APR may be higher than the published rate. Banner states VISA as low as 8.80% APR. |
Sources (3)
All captured Oct 6, 2026
Who can join New Century Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone living or working on the east side of Joliet or specific areas of Crest Hill, Lockport, or Rockdale.
Employers and groups
- Membership is open to individuals who work for one of New Century's partner payroll groups.
Family and household
- Membership is open to immediate family members of a New Century FCU member.
Membership information collected October 5, 2026.