Credit union · NCUA insured
New Castle Bellco Federal Credit Union Auto Loan Rates
New Castle Bellco Federal Credit Union auto loans start at 4.75% APR for a new vehicle and 5.09% for a used one. Rates checked October 30, 2026.
How New Castle Bellco Federal Credit Union’s auto loan rates compare
New vehicle, lowest advertised APR. The lowest rate among banks and credit unions with branches in each area.
This credit union’s lowest
New Castle Bellco Federal Credit Union
4.75%APR
- Terms
- up to 60 months
New Auto Loans
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Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loans
100% financing based on vehicle M.S.R.P. Collateral - Car Title. Borrower must carry full auto insurance against collision, fire, theft and comprehensive losses with loss payee clause listing the credit union.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.75% | 2026-2025 New Vehicles |
| 66–72 months | 4.99% | — |
Used Auto Loans
Maximum loan amount granted according to clean retail loan value listed in NADA Official Used Car Guide on vehicles 2009 or newer, limited financing terms. Collateral - Car Title. Borrower must carry full auto insurance against collision, fire, theft and comprehensive losses with loss payee clause listing the credit union.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.09% | 2025 Used Models |
| up to 60 months | 5.49% | 2020 - 2024 |
| up to 48 months | 6.99% | 2016 - 2019 |
| up to 48 months | 7.19% | 2015 and older dependent on condition |
New Castle Bellco Federal Credit Union auto loan score
85
Auto loan score
Higher than 71% of U.S. banks and credit unions
- New vehicleNew4.75%
- Used vehicleUsed5.09%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Who can join New Castle Bellco Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligible to join if you live, work, worship, or attend school in Lawrence County, Pennsylvania.
Employers and groups
- Eligible to join if you are an employee of Verizon or AT&T within the 724 or 412 area code.
Membership information collected October 5, 2026.