Credit union · NCUA insured
Neighborhood Trust FCU Credit Card Rates
Top CarrotNeighborhood Trust FCU credit cards start at 10.50% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Neighborhood Trust FCU’s credit card rates compare
Compared with banks and credit unions near New York, NY-NJ, where Neighborhood Trust FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Neighborhood Trust FCU
10.50%APR
NT Gold
Lowest rate
Fox Federal Credit Union
6.95%APR
2nd-lowest rate
NYU Federal Credit Union
7.90%APR
Neighborhood Trust FCU credit card score
81
Credit card score
Higher than 54% of U.S. banks and credit unions
- Purchase APRPurchase APR10.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Neighborhood Trust FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Community Card (Fully Share-Secured Card)
Fully share-secured card available even if credit score is low; keep building credit after satisfactorily repaying a Credit Builder loan. No credit history required.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.50% | $25 | Rates starting at 9.5%. Annual fee: $25. No credit history required. Rate based on creditworthiness and term of loan. |
Sources (1)
- neighborhoodtrustfcu.org/credit-cards · captured Oct 16, 2026
NT Gold
Designed for members with excellent credit scores.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.50% | None | Rates starting at 10.5%. Rates based on creditworthiness and term of loan. |
Sources (1)
- neighborhoodtrustfcu.org/credit-cards · captured Oct 16, 2026
Who can join Neighborhood Trust FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.