Bank · FDIC insured
Needham Bank Credit Card Rates
Needham Bank credit card rates start at 18.00% APR. Rates checked October 15, 2026.
How Needham Bank’s credit card rates compare
Compared with banks and credit unions near Boston, MA-NH, where Needham Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Needham Bank
– –
- Up to
- —
No ongoing APR published
Lowest rate
Albright Credit Union
7.99%APR
- Up to
- 17.99% APR
2nd-lowest rate
Beverly Municipal Federal Credit Union
7.99%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Unlimited Cash Back Rewards Mastercard
Credit cards are available to residents of New England 21 years or older.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% introductory APR for 12 months from date of account opening on purchases. |
| Ongoing | 18.00% | None | After the 12-month introductory period, APR will be 18.00% for purchases, balance transfers, and cash advances. |
Sources (1)
- needhambank.com/personal/unlim…-back-rewards-mastercard · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.