Credit union · NCUA insured
Navigator Credit Union Credit Card Rates
Top CarrotNavigator Credit Union credit cards start at 10.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Navigator Credit Union’s credit card rates compare
Compared with banks and credit unions near Gulfport, MS, where Navigator Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Navigator Credit Union
10.90%APR
- Up to
- 17.90% APR
Platinum Rewards MasterCard
Lowest rate
Keesler Federal Credit Union
9.49%APR
- Up to
- —
2nd-lowest rate
All In Credit Union
9.99%APR
- Up to
- —
Navigator Credit Union credit card score
79
Credit card score
Higher than 48% of U.S. banks and credit unions
- Purchase APRPurchase APR10.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Navigator Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Rewards MasterCard
Fixed rates are based on creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90%–17.90% | None | Fixed rates range from 10.90%–17.90% APR based on creditworthiness. No annual fee, balance transfer fees, or cash advance fees on cards (ATM cash advance fee: none at Navigator branch/ATM; $1.50 domestic or 2% foreign otherwise). |
Sources (1)
- navigatorcu.org/loans/credit-cards · captured Oct 7, 2026
Secured MasterCard
Requires a deposit held in a savings account as collateral which sets credit limit. Applications subject to creditworthiness, verification of income, and membership eligibility.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90%–17.90% | None | Fixed rates range from 10.90%–17.90% APR based on creditworthiness. No annual fee, balance transfer fees, or cash advance fees on cards (ATM cash advance fee: none at Navigator branch/ATM; $1.50 domestic or 2% foreign otherwise). |
Sources (1)
- navigatorcu.org/loans/credit-cards · captured Oct 7, 2026
Who can join Navigator Credit Union
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