Credit union · Privately insured
MyUSA Credit Union Credit Card Rates
MyUSA Credit Union credit card rates start at 11.00% APR. Rates checked October 16, 2026.
How MyUSA Credit Union’s credit card rates compare
Compared with banks and credit unions near Dayton, OH, where MyUSA Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
MyUSA Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
Firefighters & Company Federal Credit Union
6.99%APR
- Up to
- 15.99% APR
2nd-lowest rate
Wright-Patt Credit Union
9.75%APR
- Up to
- 17.75% APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Mastercard Platinum
Subject to credit approval. Some restrictions may apply. Balance transfer fee applies: $15.00 or 3.00% of the amount of each balance transfer, whichever is greater.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.00% | None | Rates as low as 11.00% APR. Variable rates based on prime. 25-day grace period. Balance transfer fee applies: $15.00 or 3.00% of the amount of each balance transfer, whichever is greater. |
Who can join MyUSA Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in Butler, Clark, Greene, Miami, Montgomery, or Warren counties is eligible for membership.
Cost to join
- A $5 opening deposit is required to open an account and become a member.
Membership information collected October 5, 2026.